When selecting a surgeon, capability and experience are much more important than price or convenience. No one is happy that they found the best price when the outcome is less than expected. It is our policy to be competitive and reasonable in setting surgical fees and to do our best to accommodate our patients in scheduling procedures. We understand that most of the procedures that we perform are elective, so we work especially hard to make your total experience with our office pleasurable and convenient.
Patient appreciation discount policy
We also appreciate the trust that our patients place in us. As a show of appreciation, we offer significant discounts on other services that we offer to our family of patients.
Accepted forms of payment
We accept cash, personal checks, money orders, cashier’s checks, and most major credit cards including Visa, MasterCard, American Express, and Discover.
Financing your surgery and your cosmetic procedures (100%)
As a service to our patients, we are pleased to offer the CareCredit card, the nation’s leading patient payment plan. With CareCredit you can finance 100% of your surgical and cosmetic procedures with no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your refractive or elective procedure today and conveniently pay with low, monthly payments.
We offer several payment plans so you can find one that fits comfortably in your monthly budget.
Withthe popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance.
For procedure fees from $1,000 to $25,000 there is an Extended Payment Plan* that offers one of the lowest monthly payments available. This plan is recommended for patients who would prefer more time to pay.
The CareCredit card can be used by the whole family for vision care without having to reapply. And by using CareCredit you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!
Does insurance cover laser vision correction or CK?
Most insurance companies do not cover laser vision correction or CK, but we encourage you to check with your provider. While this procedure is often deemed elective and not covered, it may be tax deductible depending on your filing status. Please consult your accountant.
Can I use my home equity loan?
Yes, home equity loans are usually a low cost option for financing your procedure. With a home equity loan, the money a financial institution loans you uses the equity in your home as collateral. Funds from that loan can be used to pay for your procedure. Be sure to ask your tax adviser if you can take advantage of the mortgage interest deduction on Schedule A – Itemized Deductions.
Will my company’s flexible spending plan cover this procedure?
Yes, if you or your spouse participates in an employer-provided flexible spending account plan, you can pay for your procedure with tax-free (pre-tax) dollars. This could save you as much as $2,000 depending on your income and tax bracket.
Your flexible spending account allows you to set aside pre-tax dollars for health-care related expenses. Laser vision correction qualifies as such an expense. Contributions to your plan are made through regular, automatic paycheck deductions. Since the money you set aside in the account isn’t taxed, it goes much farther in covering expenses.